Is accident insurance the same as health insurance?

No. It's a limited-benefit supplemental policy. It pays set amounts for covered injuries and works alongside your health plan.

What counts as a covered accident?

Each policy lists the covered injuries and treatments. A licensed agent can help you read through them before you decide.

Benefits are paid to you, and you can use them for medical bills or everyday costs.

Accident Expense Insurance

Help with the costs when an accident happens.

Accident insurance pays cash benefits for covered injuries, like a trip to the ER, a broken bone or a follow-up visit, so a surprise bill doesn't become a budget problem.

Free, no pressure. You can stop anytime.

What it is

A supplemental policy that pays set cash amounts for covered accidental injuries and the care that follows. Each policy lists what it covers and how much it pays for each event.

Who it's for

Active families with kids in sports
Anyone with a high-deductible health plan
People who'd like a cushion for unexpected injury costs

How it pays

After a covered accident, the policy pays set amounts for things like emergency care, X-rays, fractures or hospital stays. Benefits are paid to you to use however you need.

Common questions

See your price, or talk it through.

Check your price in a few minutes, or talk to a licensed CoverFam agent first.

These are limited-benefit supplemental policies. They are not health insurance and do not replace major medical coverage or meet Affordable Care Act minimum essential coverage requirements.

Lasa Links Insurance, Inc. DBA CoverFam is a licensed insurance agency. Online pricing is provided through the Breeze platform. Coverage and availability vary by state.