Does this replace my health insurance?

No. Critical illness insurance is a limited-benefit supplemental policy. It's meant to sit alongside your health plan, not replace it.

Which illnesses are covered?

It depends on the policy. Many cover conditions like certain cancers, heart attack and stroke. You'll see the covered conditions before you buy, and a licensed agent can walk you through them.

How is the money paid?

As a lump sum paid to you after a covered diagnosis. There are no rules on how you spend it.

How much does it cost?

Price depends on things like your age, the benefit amount and where you live. Checking your price takes a few minutes.

Critical Illness Insurance

Cash for the hard stretch after a serious diagnosis.

Critical illness insurance pays you a lump sum if you're diagnosed with a covered condition, so you can focus on getting better while everyday bills keep getting paid.

Free, no pressure. You can stop anytime.

What it is

A supplemental policy that pays a one-time cash benefit when you're diagnosed with a covered illness, such as certain cancers, heart attack or stroke. The list of covered conditions depends on the policy.

Who it's for

Families who want extra cash on hand alongside their health plan
Anyone with a higher deductible who'd like help with out-of-pocket costs
Parents who want breathing room if a diagnosis means time away from work

How it pays

If you're diagnosed with a covered condition, the policy pays a lump sum directly to you. You decide how to use it — deductibles, travel for treatment, the mortgage or groceries.

Common questions

See your price, or talk it through.

Check your price in a few minutes, or talk to a licensed CoverFam agent first.

These are limited-benefit supplemental policies. They are not health insurance and do not replace major medical coverage or meet Affordable Care Act minimum essential coverage requirements.

Lasa Links Insurance, Inc. DBA CoverFam is a licensed insurance agency. Online pricing is provided through the Breeze platform. Coverage and availability vary by state.